Who pays for the rental car after an accident?

When you are involved in a car accident, you likely need to continue driving to meet your daily needs. Depending on the damages and repairs needed, your car may be in the shop for weeks or months. You may need a rental car to navigate your life during this time.

Who pays for the rental car after an accident in this case? The answer depends on several details related to your claim. You can always contact a car accident attorney to learn more about your options and negotiate for your rental car.

rental office salesperson handing over the keys to a customer picking up their rental car.

When does my automotive insurance policy cover the costs?

Your insurance company may be your first answer when wondering who pays for a rental car after an accident arises. The insurer must offer you the support you pay for through your insurance policy. If you have comprehensive coverage, getting a rental car may be part of that policy.

However, your insurance company may try to refuse to cover the costs of a rental car. You may receive a denial, or they may claim your vehicle does not need significant repairs. We can review your policy and whether you can seek coverage through them.

When does the other driver pay?

Typically, the at-fault party pays for your rental car and damages. They may pay through reimbursement even if your insurance company initially pays for your vehicle. They are responsible for the expenses you have accrued because of the accident, so they should pay for your rental car under Louisiana fault insurance laws according to Louisiana Statute §1892.

Holding the at-fault party accountable may be challenging, primarily if you still need to determine who is liable for your case. You may be stuck paying out of pocket or seeking coverage through your insurance company if you are unsure who caused your accident.

According to Louisiana’s pure comparative negligence laws, you may also have difficulties getting compensated for a rental car if you are found partly at fault for the accident. Your compensation may not cover the total value of your damages if your case value decreases due to your shared involvement. Consult with our team about defending your case and the total value of your recovery.

How can I get coverage for a rental car?

Report your accident to the insurance company as soon as possible following your accident. Your insurance provider can review the specifics of your policy coverage, and they can determine whether you are covered for a rental car. While they may seek reimbursement from the at-fault party, this can provide you with temporary transportation.

If the insurance company does not provide you with a rental car, you may need to pay out of pocket for your rental vehicle and contact an attorney. Paying out of pocket can be a significant expense, but your personal injury lawyer can include your rental car expenses and other damages as you pursue compensation in court. Keep track of all your receipts and related expenses to support this demand as part of your claim.

Our team is ready to help

Getting coverage for the many losses and damages you have suffered because of a car accident can be difficult. However, your Lafayette Car Accident Lawyer can represent you in the courtroom as you pursue damages for the accident you have experienced. Our team also offers free consultations, so if you have any questions about your claim before we get started, you can ask them before you pursue compensation.

Call or complete our online contact form to schedule yours today.

Lafayette Car Accident Lawyer stands ready to assist you with your case. To find out more or request a free consultation, call us at (337) 541-0769.

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